What is Repatriation of Human Remains?

The amount paid for preparation and transportation of the human remains of an Insured to another country, billed by a licensed facility and is paid in lieu of, not in addition to, the Final Expense Benefit.

What is Repatriation of Human Remains?2018-04-19T17:02:31-05:00

What is Final Expense Benefit?

The amount paid with respect to funeral expenses for an Insured and is paid in lieu of, not in addition to, the Repatriation of Human Remains benefit.

What is Final Expense Benefit?2018-04-19T17:01:54-05:00

What is a grace period?

The thirty (30) day period following the premium due date during which the insurance remains in force and the Policyowner may pay the premium without penalty.

What is a grace period?2018-04-19T17:01:32-05:00

What is a Current Procedural Terminology (CPT) code?

A listing of descriptive terms and identifying codes for reporting medical services and procedures performed by Physicians, which terms and codes are published by the American Medical Association.

What is a Current Procedural Terminology (CPT) code?2018-04-19T17:00:58-05:00

What does emergency mean?

An Accident or Illness of unexpected occurrence or event causing a threat to life or limb and requiring urgent and immediate treatment (within twenty-four (24) hours of occurrence), deemed to be Medically Necessary.

What does emergency mean?2018-06-27T14:24:22-05:00

What is assignment of benefits?

The choice exercised by the Insured to have the Company pay benefits directly to a medical Provider by signing the appropriate section of the claim form or by any other means acceptable to the Company.

What is assignment of benefits?2018-04-19T17:00:06-05:00

How easy is it to make a claim with Cayman First?

Claims can be submitted on your behalf by: Medical providers (Online submission available). Submitting your claim forms and original receipts for reimbursement.

How easy is it to make a claim with Cayman First?2018-04-19T16:51:57-05:00