What sum insured should I have on my Building(s)?

Your sum insured should represent the cost to rebuild as new, but excluding land. Then, add to this up to 10% for Architects and Surveyors Fees and Cost for Removal of Debris.

What sum insured should I have on my Building(s)?2017-08-10T22:59:52-05:00

If my Building(s) sum insured does not represent the full cost to rebuild as new, will partial losses up to this figure be paid in full?

Only if the sum insured represents at least 85% of the replacement value, which is a special concession offered by Cayman First. The Condition of Average principle will still apply if value is less than 85%. If the value is less than the 85%, then you will be considered your own insurer for the difference [...]

If my Building(s) sum insured does not represent the full cost to rebuild as new, will partial losses up to this figure be paid in full?2017-08-10T23:00:29-05:00

Sorry, what do you mean by specified events? Can you list them please?

These are: Fire, explosion, lightning, smoke. Earthquake or volcanic eruption including flood or overflow of the sea caused by these events. Tsunami, hurricane, cyclone, tornado or windstorm including tidal wave, flood or overflow of the sea caused by these events. Flood or overflow of the sea not caused by b or c above. Collision involving [...]

Sorry, what do you mean by specified events? Can you list them please?2017-08-10T23:00:59-05:00