Generally, the replacement value of your personal property is the amount it would cost to replace it with like or similar items. To be sure you have enough coverage, prepare a detailed written inventory of all your items, including make, model and the price paid, where available. Videotaping your property is a good idea, and you should also have a written inventory. Keep the inventory in a safe place in case you suffer a loss. Ask about our electronic vault service, which provides electronic storage of documents through our website at no additional charge.